Meet Our Team: The Gustan Cho Team @ Platinum Home Mortgage Corporation

Meet Our Team

Victor Hoffmann NMLS 225763

Team Lead and Senior Mortgage Loan Originator With The Gustan Cho Team @ Platinum Home Mortgage Corporation & Guest Writer For Gustan Cho Associates Mortgage & Real Estate Information Resource Center. Editor In Chief Of DoLoan.com

Victor Hoffmann is a licensed senior mortgage loan originator with The Gustan Cho Team @ Platinum Home Mortgage Corporation. Victor Hoffmann is based in the Rolling Meadows, Illinois office of Platinum Home Mortgage Corporation. Victor Hoffmann phone number is 773-505-4710 and email address is victor@gustancho.com. Victor Hoffmann is the Editor In Chief of Do Loan Mortgage & Real Estate Information Center . Through Victor’s informational website, he writes informative blogs on mortgage lending, real estate, credit, and insurance to inform his national viewers on the latest news and information on the topics Victor feels is important to his viewers and clients.

Gustan Cho NMLS 873293

Area Manager With The Gustan Cho Team @ Platinum Home Mortgage Corporation

Gustan Cho has extensive experience in all areas of real estate. After graduating from college, Gustan became a stockbroker and armed with a Series 7, Series 24, and Series 63, quickly rose up the ranks as Senior Vice President of a regional investment banking firm and was in charge of 3 states: Illinois, Arizona, California. Gustan Cho then got promoted to become a principal investment banker and was part of many initial public offerings. After 10 years in investment banking, Gustan Cho changed fields and went into investing in real estate. He purchased REO single family homes, fixed and flipped them. Then in 1998, Gustan Cho decided to invest in multi family unit properties and decided to vacant buy fixer upper apartment buildings, rehab them, and instead of flipping them, decided to refinance them so he could recoup his rehab and operating costs and keep them as rentals. Gustan Cho’s first apartment building investment was a 8 unit apartment building that was located in Chicago. Gustan Cho purchased the 8 unit apartment building for $160,000 and invested $40,000. He then got the property appraised for $400,000 and got a cash-out refinance for $320,000, which was 80% loan to value. The building was fully occupied with Section 8 Housing and cash flowing. With the left over proceeds from the cash-out, Gustan Cho purchased two other multi unit apartments and repeated the process. Eventually, Gustan Cho had over 1,000 residential units.

By 2013, Gustan Cho owned and operated over 80 apartment buildings which totaled over 1,100 residential apartment units. The smallest apartment building was a 6 unit building and the largest apartment building was a 50 unit building. Then Gustan Cho realized that he wanted 1,100 headaches in one corner than 1,100 headaches all over the city of Chicago: By this analogy, Gus wanted to sell all of his 80 plus apartment buildings and purchase a large apartment complex. This idea became a reality when a 424 apartment unit building became available. Southgate Apartments located on the corner of 115th Street and Pulaski Road in Chicago ( Mount Greenwood neighborhood ). Gustan Cho sold a portion of his apartment building portfolio and purchased Southgate Apartments for $22 million. Gus sold more apartments to get construction funding so he can rehab all of the 424 apartment units to convert the C Class Apartment Complex to an A Class Apartment Complex. It took just under a year to get all of the 424 units rehabbed with a cost of $8 million. The investment worked out because the Apartment Complex appraised for $50 million. Gustan Cho got a cash-out refinance mortgage and used the excess cash for the down payment and construction of other Apartment Complexes. This process was repeated until Gustan Cho owned 7 large sized apartment complexes in three different states which comprised of 3,000 apartment units. The real estate and mortgage collapse hit Gustan Cho really hard. Here is a synopsis of the way Gustan’s business model was.

As a stockbroker, Gustan was extremely successful and the main reason he left the securities industry was due to not having control over his investments. Gustan went into the real estate business because he was always led to believe that real estate was the safest investment out there. Whenever Gustan had profits from rental income, it went down to pay down mortgage payments of his properties. Instead of investing in other investments such as stocks, bonds, mutual, and mutual funds, Gustan invested any surplus from the monthly rental income to pay down his mortgage balance. His goal was to have all of his 7 apartment complexes free and clear within 10 year time frame. Whenever Gustan needed funds, he would go to any of his banks that had open lines of credit and draw against them and pay it off within 6 months.

Gustan Cho can be reached on his cell. You can call or text him at 262-716-8151 or email at gustan.cho@phmc.com and you can apply online with The Gustan Cho Team @ Platinum Home Mortgage Corporation by visiting www.phmc.com/gustancho

Scott Gross NMLS 987348

Branch Manager With The Gustan Cho Team @ Platinum Home Mortgage Corporation

4 Cowlitz St W, Castle Rock, Washington 98611

Scott Gross NMLS 987348 is the Branch Manager With The Gustan Cho Team @ Platinum Home Mortgage Corporation. Scott Gross NMLS 987348 is based in the Cattle Rock Washington branch of Platinum Home Mortgage Corporation NMLS 13589. Scott Gross is an expert in assisting first time home buyers and has extensive knowledge with first time home buyers down payment assistance programs. Scott mission in life and great joy is helping others and one of the great rewards that Scott Gross loves about the mortgage business is when he can help first time home buyers make their dream of home ownership become a reality.

Scott Gross began his career as a loan officer in August of 2000 after 12 years in the retail industry. Scott Gross work diligently and was an extremely successful mortgage loan originator. Then the Real Estate & Mortgage Collapse struck in 2007 where the whole mortgage industry has changed forever. The sub-prime mortgage markets has completely vanished overnight and hundreds of thousands of mortgage loan officers were left jobless. Mortgage giants such as Washington Mutual and Countrywide Loans shut their doors. Foreclosures and Bankruptcies hit a historical high nationwide and anyone in the Real Estate related industry got hurt the most. Scott Gross was forced to seek other type of employment so like millions of other real estate and mortgage professionals, left the mortgage industry and decided to go back to school to pursue his Paralegal Degree. Scott enrolled at Heald College in Rancho Cordova, California in August 2009 as a full time Paralegal Student. Scott missed being a loan officer all the while he was in college pursuing his Paralegal Degree. After he graduated from Heald College in January 2012 with his Associates in Arts Degree in Paralegal Studies, Scott Gross decided to go back in the mortgage industry and go back to become a mortgage loan originator and got his NMLS SAFE mortgage loan originators license and started work as a loan officer for West Coast Mortgage Group. Scott started West Coast Mortgage Group, based in Sacramento, California in February 2012 and worked there until January 2014. Scott Gross decided to move his residence from Sacramento, California to Cowlitz County, Washington.

Upon moving to Cowlitz County Washington, Scott Gross was offered employment as a mortgage loan originator with Comstock Mortgage (Sacramento First Mortgage Inc.) based in Tacoma. Scott worked at Comstock Mortgage as a loan officer until August 2014 and joined MLD MORTGAGE dba The Money Store where he stayed there until November 2015. The Money Store turned out to be a living nightmare for Scott’s borrowers as well as for Scott where Scott spent most of his time doing damage control by consistently checking with the processing and underwriting department to make sure that his borrower’s files were not just sitting on an underwriter’s desk and Scott was consistent non-stop pushing management the urgency of his borrower’s needing to meet deadline dates on closings. The Money Store has a national reputation of being one of the worst mortgage banking companies in the nation with thousands of bad reviews and no regards to borrowers closing dates. Every single mortgage loan officer who ever worked at The Money Store had not a single nice thing to say. Scott was more busy contacting seller’s real estate agents to plead for contract date extensions while the borrower’s file did not even hit the underwriting department well over 30 days of submission. In December 2015, Scott Gross received an early Christmas gift by finally finding a mortgage company where he can call his final home, Platinum Home Mortgage Corporation NMLS 13589, and has been with Platinum Home Mortgage Corporation since then and plans to be with Platinum for the rest of his career. Scott Gross and Gustan Cho merged together in September 2016 and consolidated forces and created The Gustan Cho Team @ Platinum Home Mortgage Corporation. Scott Gross NMLS 987348 can be reached at 360-703-3998 or via email at scott.gross@phmc.com.

Bob Vogel NMLS 1446953

Team Lead & Senior Mortgage Loan Originator With The Gustan Cho Team @ Platinum Home Mortgage Corporation

Bob Vogel is a mortgage loan officer and the Chief Team Lead with The Gustan Cho Team @ Platinum Home Mortgage Corporation and is tied to the Rolling Meadows, Illinois office of Platinum Home Mortgage Corporation. Bob Vogel’s direct phone number is 847-529-7920 and his email address is bob.vogel@phmc.com You can apply for mortgage loan online with Bob Vogel of Platinum Home Mortgage Corporation by exiting Gustan Cho Associates Mortgage & Real Estate Information Resource Center and visiting Platinum Home Mortgage Corporation at www.phmc.com/bobvogel and completing the online 4 page secured mortgage application. Bob Vogel NMLS 1446953 is the Editor in Chief for Loan Consultants and is also a senior writer for Gustan Cho Associates Mortgage & Real Estate Information Resource Center. Bob Vogel is also Editor in Chief for Credit Fix Advisors and has been elected to serve as the lead moderator for Lending Network Mortgage & Real Estate Forum .

Harvivek Dadhwal NMLS 1301950

Team Lead & Senior Mortgage Loan Originator With The Gustan Cho Team @ Platinum Home Mortgage Corporation: Sacramento, California

Harvivek Dadhwal who also goes by “Rob”, is a Licensed Mortgage Loan Officer with The Gustan Cho Team @ Platinum Home Mortgage Corporation. Hailing from the Bay Area in the great state of California, Rob has been in customer service and retail since he was 13 with his family business. Over the next 18 years Rob took a small, struggling, mom and pop shop, and turned it into the number one convenience store in his city by listening to the needs of his customers, providing exceptional customer service and building personal relationships with his clients. He now proudly owns that business.

He has the natural ability of figuring out the needs of his clients and helping them achieve the results they desire. He is Tri-lingual. He fluently speaks English, Punjabi, and Hindi. Rob saw the hardships of his parents, friends and other family members when they came to this great country. He saw them work very hard to earn an honest living, but they still could not be approved for a home loan. At least they THOUGHT they couldn’t. He saw situations where borrowers had qualifying income but had bad or no credit. Situations where their loan would have been approved if the Loan Officer had just taken the time to assist the borrower on fixing their credit and guiding them thru the process. Its small services like these that end up being very big and they definitely set us apart from the rest. They didn’t know about all the loan programs that are available like the ones you will find with The Gustan Cho Team @ Platinum Home Mortgage Corporation, not to mention the knowledge and experience that comes with our team leaders who work side by side with Loan Officers to ensure accuracy and customer satisfaction.

Different people have different situations. Realizing that a lot of people who come here from countries abroad, and even people who have been here their whole lives are not 100% informed about the lending industry and all of the options they have, Rob saw this as an opportunity to help those in need, and those who want to achieve their dreams of being Home owners one day. What sets us apart from the rest of the field is that we will look at your situation and if you do not currently qualify, instead of just denying your loan and turning you away, we will work with you to help you become a qualifying borrower so you can become a homeowner.

Rob took his State and National NMLS SAFE exams and passed both on the first try. He spent the next year studying up on tips and tricks to help borrowers in need. Rob received multiple job offers by many national mortgage lenders and decided to take the offer Gustan Cho, of The Gustan Cho Team @ Platinum Home Mortgage Corporation after a 10 month long search for the right company. A company who is honest, reliable, and efficient. A loan officer is only as good as his company, support system and loan products. We are a cut above the rest when it comes to all 3. Rob is a dedicated Loan Officer and is available any time of the day or night to answer any questions you may have.

Harvivek Dadhwal immediate goal is to develop a team of talented hard working loan officers in the Sacramento, California area and become a branch manager of The Gustan Cho Team @ Platinum Home Mortgage Corporation because he will be needing assistance in helping all of the borrowers who keep on contacting him in qualifying with challenged credit profiles. Havivek Dadhwal can be contacted at 707-330-1806. Havivek Dadhwal email address is punjabirobby@yahoo.com.

Amy Rowland NMLS 1453804

Team Lead & Senior Mortgage Loan Originator With The Gustan Cho Team @ Platinum Home Mortgage Corporation: Lakeview, Michigan

11724 Satterlee Road: Lakeview Michigan

Amy Rowland NMLS 1453804 is a licensed mortgage loan originator and Team Lead for The Gustan Cho Team @ Platinum Home Mortgage Corporation and is based in Lakeview Michigan. Amy Rowland is also a writer for Gustan Cho Associates Mortgage & Real Estate Information Center. Amy Rowland is a veteran accountant, auditor, and attorney and has extensive experience in forensic accounting. Amy holds both a bachelor’s and masters degrees in business and accounting and is a Certified Public Accountant in the state of Michigan. Amy Rowland graduated from law school with a law degree and has many years of experience as a trial attorney. Amy Rowland was a borrower of Gustan Cho and realized the importance on the number of folks who cannot qualify for a mortgage not because they do not meet the lending guidelines but because most lenders have their investor overlays. Amy Rowland realized that the mortgage process is extremely complex and many families who dream of being homeowners do qualify but do not have the knowledge in choosing that right mortgaged lender who will go above and beyond to help these folks. Amy’s mission is to help as many hard working families who are able to afford being homeowners but cannot due to them having less than perfect credit because of their past. Many folks do run into tough financial times due to unemployment, divorce, and medical reasons where it forces an abrupt end of their household income where they can no longer meet their monthly debt obligation which in turn means poor credit. However, people do get back on their feet but due to their recent past, it haunts them wherever they go. Amy Rowland can help these families become homeowners again because she represents lenders and investors who do not have lender overlays. Amy will go above and beyond in helping these folks with credit counseling and credit repair so if they do not quite qualify for a home loan now, they will in several months.

Amy Rowland’s phone number is 616-302-0662 and her email address is amy.rowland@phmc.com and you can apply for a mortgage loan with Amy Rowland by exiting Gustan Cho Associates Mortgage & Real Estate Information Resource Center website and entering Amy Rowland’s Platinum Home Mortgage Corporation NMLS 13589 website or by clicking www.phmc.com/amyrowland . Amy Rowland is also a senior writer for Gustan Cho Associates Mortgage & Real Estate Information Resource Center.

Tassapat Sripetcharakool NMLS 1190981

Team Lead And Senior Mortgage Loan Originator @ The Gustan Cho Team @ Platinum Home Mortgage Corporation

Tassapat Sripetcharakool, who goes by Kay, is passionate about caring for her clients and understands the stress of home buyers and homeowners go through the mortgage loan application and mortgage loan approval process because as a home owner, she has gone through the same process. Like many of us, Tassapat Sripetcharakool had to go through a deed in lieu of foreclosure due to the impact of the economy and has tried tirelessly in trying to qualify for a residential mortgage loan but was told by over half a dozen mortgage lenders that she did not qualify due to their mortgage lender overlays. Kay then found Gustan Cho from an online Google search and Gustan Cho, being a no overlay mortgage lender with The Gustan Cho Team @ Platinum Home Mortgage Corporation NMLS 13589, got her pre-approved and she found the home of her dreams. Kay entered into a real estate purchase contract and closed in her home in Jupiter, Florida. After closing on her home, Kay has referred dozens of friends, co-workers, and family members to Gustan Cho. Kay has a natural instinct for helping those in need. Her passion is to help first time home buyers make their dream of home ownership become a reality. Kay is an expert in FHA Loans, FHA 203K Streamline Loans, Standard FHA 203k Loans, Conventional Loans, VA Loans, USDA Loans, Reverse Mortgages, Jumbo Mortgages, as well as Non-QM mortgages. Kay is also an expert in helping self employed borrowers, as well as securing borrowers with limited or no income get mortgage loan approvals. Tassapat Sripetcharakool has a Master’s of Science Degree in Engineering from George Washington University.

Kay was hired by Gustan Cho and passed her federal and state mortgage exams and became a licensed mortgage loan originator. If you are a client of The Gustan Cho Team @ Platinum Home Mortgage Corporation NMLS 13589, you will have the pleasure of working with Tassapat Sripetcharakool. Kay can be reached at 954-496-2608. Kay’s email address is tassapat@hotmail.com.

Suvichar Thongkai NMLS 1213883

Senior Mortgage Loan Originator with The Gustan Cho Team @ Platinum Home Mortgage Corporation

Suvichar Thonkai is a Senior Mortgage Loan Originator with The Gustan Cho Team @ Platinum Home Mortgage Corporation. Suvichar Thongkai is an expert in all types of residential government loan programs, Fannie Mae/Freddie Mac mortgage loans, Reverse Mortgages, Jumbo Mortgages, and Portfolio Loans. Suvichar Thongkai also is also an expert on Non-QM mortgages such as non-warrantable condos, condotel financing, no doc loans, bank statement only loans, and asset depletion loan program. Little to no overlays on FHA Loans, FHA 203k Loans, Reverse Mortgages, VA Loans, USDA Loans. Suvichar Thongkai is a writer of Gustan Cho Associates Mortgage & Real Estate Information Resource Center and its subsidiaries.

Suvichar Thongkai is a graduate of the University of Miami and holds a Bachelor’s of Science degree in Finance. Suvichar Thongkai can be reached at 305- 439-1213 and her email address is suvichar@hotmail.com.

Larry Stepp NMLS 1473880

Mortgage Loan Originator With The Gustan Cho Team @ Platinum Home Mortgage Corporation

Larry Stepp is a licensed mortgage loan originator with The Gustan Cho Team @ Platinum Home Mortgage Corporation and is tied to the Jupiter, Florida Branch of Platinum Home Mortgage Corporation. Larry Stepp direct phone number is 407-922-4755 and his email address is LarryStepp@yahoo.com. Larry Stepp is the Editor in Chief for Homes Network Larry Stepp is based in Orlando Florida. Larry Stepp is also a writer for Gustan Cho Associates Resource Center.

Rebecca Clevlen NMLS 1450154

Mortgage Loan Originator With The Gustan Cho Team @ Platinum Home Mortgage Corporation: Austin Texas

Rebecca Clevlen is a licensed mortgage loan originator for The Gustan Cho Team @ Platinum Home Mortgage Corporation. Rebecca Clevlen direct phone number is 512-663-2100 and her email address is rclevlen@phmc.com. Rebecca Clevlen is based in Austin Texas and is also a senior writer for Gustan Cho Associates Mortgage & Real Estate Information Resource Center.

Billy Stavridis NMLS 1425310

Mortgage Loan Originator With The Gustan Cho Team @ Platinum Home Mortgage Corporation: Laguna Nigel California

Billy Stavridis is a licensed mortgage loan originator at The Gustan Cho Team @ Platinum Home Mortgage Corporation. Billy Stavridis is based in Laguna Nigel California. Billy is a senior writer for Gustan Cho Associates Mortgage & Real Estate Information Resource Center. Billy Stavridis direct phone number is 818-219-0265 and his email address is bstravidis@phmc.com.

Tawana Sampson NMLS 127286

Branch Manager & Mortgage Loan Originator At The Gustan Cho Team @ Platinum Home Mortgage Corporation, Greensboro North Carolina

Tawana Sampson is a licensed mortgage loan originator and the Branch Manager of the Greensboro North Carolina Branch of The Gustan Cho Team @ Platinum Home Mortgage Corporation. Tawana Sampson direct phone number is 336-965-0432. Tawana Sampson email address is tsampson@phmc.com. Tawana Sampson is a writer for Gustan Cho Associates Mortgage & Real Estate Information Resource Center.

Danna Kelley NMLS 1458262

Mortgage Loan Originator With The Gustan Cho Team @ Platinum Home Mortgage Corporation

Danna Kelley is a licensed mortgage loan originator at The Gustan Cho Team @ Platinum Home Mortgage Corporation. Danna Kelley is based in Los Angeles California and her direct phone number is 323-215-5104 and her email address is dkelley@phmc.com. Danna Kelley is also a writer for Gustan Cho Associates Mortgage & Real Estate Information Resource Center.

Almir Krivdic NMLS 948708

Guest Writer With The Gustan Cho Team @ Platinum Home Mortgage Corporation

Almir Krivdic NMLS 948708 is a guest writer for The Gustan Cho Team @ Platinum Home Mortgage Corporation. Almir Krivdic has his NMLS license and is licensed in the state of Florida. Almir has many years of experience as a loan officer working for FDIC banks and is an expert in originating residential and commercial loans and also has experience as a financial consultant.

Devin M. Polk NMLS 92868

Sales Manager And Mortgage Loan Originator with The Gustan Cho Team @ Platinum Home Mortgage Corporation

Devin M. Polk is a licensed mortgage loan originator and Sales Manager with The Gustan Cho Team @ Platinum Home Mortgage Corporation and is based in Southern California.

Denise Allison King

Consultant And Writer For The Gustan Cho Associates Mortgage & Real Estate Information Resource Center

Denise Allison King is a veteran mortgage processor and is currently overseeing and is in charge of a team of mortgage processors. Denise is a guest writer for Gustan Cho Associates & Real Estate Information Resource Center.

Patricia Celli Marino

Consultant And Writer With Gustan Cho Associates Mortgage & Real Estate Information Resource Center

Patricia Celli Marino is 15 plus year veteran of the mortgage industry and a writer for The Gustan Cho Team @ Gustan Cho Associates. Patricia Celli Marino, who goes by Pattie, is one of the most experienced mortgage processors in the nation who often assists licensed originators and support staff by writing important blogs about properly packaging a mortgage file so there is no issues prior to loan submission and the overall mortgage approval process. Pattie also helps out with creating training programs and procedures and assists in developing and updating training manuals and systems for new loan processors. Patricia Celli Marino, a guest writer for The Gustan Cho Team and is a key member of The Gustan Cho Team Learning Training Center.

Julie Hayward

Broker/Owner Of Edge Realty LLC & Guest Writer For Gustan Cho Associates Mortgage & Real Estate Information Resource Center

Julie Hayward is the managing broker/owner of Edge Realty LLC and guest writer for Gustan Cho Associates Mortgage & Real Estate Information Resource Center. Julie Hayward is one of the top real estate agents in the Chicagoland Area and represents Cook County, Lake County, Will County, DuPage County, McHenry County, and Kane County. Julie is an expert in short sales and an expert negotiator due to her partnership and experience with her husband/partner Chad Hayward, a prominent Chicago Bankruptcy & Real Estate Attorney and head of The Law Offices of Chad M. Hayward, P.C. Julie Hayward is the realtor of choice for countless of first time home buyers and real estate investors. Julie Hayward can be contacted via phone at 312-504-9228 or email at juliehayward04@gmail.com.

Chad M. Hayward NMLS 1237611

Bankruptcy & Real Estate Attorney And Legal Writer For Gustan Cho Associates Mortgage & Real Estate Information Resource Center

Chad M. Hayward is one of the most experienced bankruptcy and real estate attorneys in Northern Illinois. Chad Hayward is a licensed real estate broker and also a licensed mortgage loan originator as well as a guest legal writer for Gustan Cho Associates Mortgage & Real Estate Information Resource Center. Chad Hayward is also the founder and owner of The Law Offices of Chad M. Hayward P.C., a prominent bankruptcy and real estate law firm based in Chicago, Illinois. Chad Hayward also holds his Illinois Mortgage Loan Originator NMLS license. Chad Hayward can be contacted at 312-867-3740. Chad Hayward email address is ch@haywardlawoffices.com

Ronda Stepp NMLS 1444654

Guest Writer For Gustan Cho Associates Mortgage & Real Estate Information Resource Center

Ronda Stepp is a licensed real estate agent in the states of Florida and Texas and a guest writer Gustan Cho Associates Mortgage & Real Estate Information Resource Center. Ronda Stepp brings over 20 years of experience in real estate, lending, and marketing expertise and helps The Gustan Cho Team @ Platinum Home Mortgage Corporation viewers by publishing the latest real estate news and featured properties that are on the daily hot list.

Ronda Stepp is based in Orlando, Florida and is extremely knowledgeable in the real estate markets in both the states of Florida and Texas and many of Gustan Cho Associates’s viewers are loyal fans of Ronda’s. Ronda Stepp does not work for The Money Store, however, she is a licensed mortgage loan originator for Market Place Mortgage Corporation which is headquartered in Lombard Illinois. Ronda Stepp can be reached at 321-402-4944. Ronda’s email address is rgstepp@yahoo.com.

Daniel Diaz

Area Marketing Manager For The Gustan Cho Team @ Platinum Home Mortgage Corporation And Guest Writer For Gustan Cho Associates Mortgage & Real Estate Information Resource Center

Daniel Diaz, who also goes by Danny Diaz, is a veteran mortgage professional and also an active veteran Chicago Police Officer. Daniel Diaz is both a full time Chicago Police Officer and the Area Marketing Manager for The Gustan Cho Team @ Platinum Home Mortgage Corporation. Danny Diaz is also a guest writer for Gustan Cho Associates Mortgage & Real Estate Information Resource Center. One of Officer Daniel Diaz’s main role is educating police officers, fire fighters, and other first responders throughout the country in real estate investments and credit. Danny Diaz works closely with Gustan Cho in setting up seminars with real estate agents and at arranged group conferences. Topics includes qualifying for home loans after bankruptcy, foreclosure, short sale as well as qualifying for home loans with less than perfect credit and high debt to income ratios. Daniel Diaz resume includes working as a loan officer as well as a real estate investor. Officer Diaz is a writer for Gustan Cho Associates Mortgage & Real Estate Information Center and guest speaker at many functions arranged by Gustan Cho Associates. Crime and Safety is every homeowners concerns and Danny is an expert in giving basic tips in protecting one’s home due to his extensive police experience in training new police recruits at the Chicago Police Training Academy and being a military police officer with the United States Army. Daniel Diaz has retired from the U.S. Army with the rank of Lieutenant Colonel and as a Green Beret has earned three purple hearts. Officer Daniel Diaz has extensive training and experience as a team leader of the SWAT Team, Terrorism Intelligence Task Force, and served as the Commander of the Bomb Squad. Officer Diaz has been a Chicago Police Officer since 1993 and is a natural leader and his number one goal in life is helping others and his true passion is helping first time home buyers make their dream of home ownership become a reality. Daniel Diaz can be reached at 773-369-2525 and his email address is ChicagoCop9161@gmail.com.

Disclaimer On Meet Our Team Section: Gustan Cho Associates Mortgage & Real Estate Information Resource Center is not a mortgage lender and is a public mortgage and real estate informational site not endorsed and completely separate from Platinum Home Mortgage Corporation. Gustan Cho Associates cannot offer mortgage rates, terms, or advertise for any loan programs. Consumers needing a quote on a mortgage loan program need to exit this site and visit www.phmc.com to see the mortgage loan programs available. The members on Meet Our Team are mortgage & real estate professionals who are guest writers for Gustan Cho Associates Mortgage & Real Estate Information Center. Some guest writers are employees of Platinum Home Mortgage Corporation while other guest riders has no affiliation with Platinum Home Mortgage Corporation. Again, Gustan Cho Associates Mortgage & Real Estate Information Center is only an informational site and has no affiliation with Platinum Home Mortgage Corporation. For more detailed information, you may contact Gustan Cho at gcho@gustancho.com or contact us at 800-900-8569.